Enjoy the festive season, but remember the budget
(YOUR MONEY: December 2011 / January 2012)
It is always interesting to see people rushing off to the shops as the year comes to an end. With bulging pockets and that carefree feeling, it is difficult to curb your spending, but do keep your budget in mind. Here are some tips for setting up a budget and how to stick to it...read more
Teaching your children to save – start with yourself first
(YOUR MONEY: November 2011)
How does one succeed in the 21st Century? Simple, you need to have a “winner” mindset. No more comfort zone mentality or expectations that the Government is going to look after you. You as parent, scholar, student, employee whether you are male or female, need to take a good look at yourself and understand that the economy and the world out there is not going to wait for you to...read more
Retrenchment – Be prepared!
(YOUR MONEY: October 2011)
In this uncertain work environment we are currently living in it is crucial to be prepared for the worst possiblities out there, such as retrenchment. I have said it before in my previous articles, but it can not be stressed enough – be financially prepared...read more
Where will you retire in the near future?
(YOUR MONEY: September 2011)
The majority of my clients are currently in the most expensive phase of their lives. I call it the Provisional phase. This is when they get married, start a new family, begin paying off debts and experiencing tight cash flows. Their parents, now mostly in their sixties or above, are however...read more
What is a Retirement Annuity and how to get the most out of it
(YOUR MONEY: July 2011)
By how much have you filled up your Retirement Phase basket? Dawie de Villiers, co-author of the survey and chief executive of Sanlam Structured Solutions, estimates that the number of people that have sufficient retirement will fall to 10%. This manes that...read more
Dying without leaving a last will and testament
(YOUR MONEY: June 2011)
It is a well-known refrain that one has to ensure that you will have a Last Will and Testament and that is up to date.
The main reason is simple - it ensures that your wishes...read more
By how much could costs eat into your wealth?
(YOUR MONEY: May 2011)
Most people are familiar with that unpleasant feeling just before they receive a requested quotation. This feeling does not neccessarily have to apply to you, when you decide to invest your money....read more
How compound interest can make you rich through sound investments
(YOUR MONEY: March 2011)
Put in its simplest terms, the phrase compound interest means that you begin to earn interest income on your interest income, resulting in your money growing at an ever-accelerating rate. It is the reason for the success of every person on the Forbes 400 list and anyone can take advantage of the benefits through a disciplined investing program...read more
A Good Start (YOUR MONEY - SPECIAL LAUNCH EDITION!: February 2011)
The beginning of the year always feels like the best time to start doing things differently and for the better. Now is YOUR time to act on your new year’s resolutions....read more
The Meadow Group Investments...what you need to know (issue 11: 4 May 2009)
You can have your diversified investment platform be created with a mixture of cash, property, bonds, as well as equity and commodity asset classes. Should you wish to add an option that will guarantee 80% of the highest level of performance the fund has ever achieved, then it is now available to you...read more
Timing a key factor to financial well-being! (issue 9: 23 January 2009)
Someone once told me that “if you continue doing what you’ve done, you continue getting what you got”. So I have put together various topics and its timing importance for your usage....read more
The Impact of losing a key person in business! (issue 8: 14 November 2008)
Have you considered the impact that the loss of a key person will have on your business? Have you signed surety for a business loan? What will happen to your share in a business in the event of your death or disability?....read more
Leave enough WEALTH for your Family! (issue 7: 27 October 2008)
Many of us are not actually sure if we have enough life assurance to take care of our family after our death. Do you know what will happen to your estate if you pass away without a valid will?...read more
The IMPACT on Family! (issue 6: 20 October 2008)
So you think that to have the standard Life cover, Severe Illness and Disability cover to ensure that if something happens to you or your spouse, you will be fine?....read more
The NEED for insurance COVER (issue 5: 3 October 2008)
Insurance is not an unknown to the South African community, and certainly not a concept that is difficult to find information on – just Google the words “Life Insurance” or “Medical Aid” and a host of information is available...read more
The end of the current 2008 financial year is almost up on us, soon we will be entering a new financial and tax year, 2009. For some of us this means tax refund time!...read more
To All Our Clients (issue 2: 11 December 2007)
We take this opportunity to thank you for your valued support and wish you and your family a joyous festive season. Some of us will be taking a short break and others will be there to handle any concerns you may have. Please take note of the following dates. ...read more
In order to improve our communications to you we have launched Financially Speaking online. (issue 1: 7 November 2007)....read more
Providing for your future today (issue: General May/June 2007)
If you think "Life Insurance" what comes to mind?......read more
Know your benefits (issue: General March/April 2007)
Most of the people that i meet, who work for big companies, seem to be comfortable with the benefits that the company offers them via a Provident or Pension fund; however when I ask them to let me know what they have, how it works, whether it is sufficient savings to meet their goals or enough pension for their lifestyle and family needs, then only a handful can answer me on this.......read more
Financially Speaking (issue: General January/February 2007)
February the 28 is the end of the financial book year. In our line of work I call this RA Season, due to the tax certificates my clients country wide request and the amounts of lump sums invested over this tax period......read more
Be Warned - Money is Expensive (issue: General December 2006)
It is always interesting to see people rushing off to the shops as they finish up the year to go on holiday. December month is a month of alot of spending and bargain opportunities.......read more
Why Lifestyle Planning? (issue: General November 2006)
Lifestyle planning unlocks your financial goals and dreams, thereby funding your current lifestyle or your future lifestyle objectives.......read more
