INVESTMENTS... WHAT YOU NEED TO KNOW!

History of the JSE: In 1987/1988 the market lost 45.9% and in the 3 years following the correction the market returned 80.55%.

In 1998 the market lost 43.84% and in the 3 years following the correction the market returned 72.97%.

In 2002/2003 market lost 36.83% and in the 3 years following the correction the market returned 185.68%.

Do you have a 3 year savings term in mind? Want to buy into the top40 share index of JSE while protecting your capital at 100%? Min is a R50 000 lump sum. 

Do you have a 5 year savings term in mind? Easy flexible options to consider. With a minimum of R200pm (lump sums are allowed), you can have your money, track the JSE top40 index and/or have an active Fund Manager such as Allan Gray to manage a unit trust portfolio on a pro-active management style basis.

You can have your diversified investment platform be created with a mixture of cash, property, bonds, as well as equity and commodity asset classes.

Should you wish to add an option that will guarantee 80% of the highest level of performance the fund has ever achieved, then it is now available to you.

Choice of Unit Trust Funds: There are about 800 Unit Trust Funds available.

Fund Managers: You can mix your Fund Managers too. Here are some of your options on one platform:

• Allan Gray
• Coronation
• FNB
• Futuregrowth
• Investec
• Nedbank
• Marriot
• Metropolitan
• Oasis
• Old Mutual
• PSG
• RMB
• Sanlam
• Stanlib
  

Maximize your Vitality. I would like all of my clients to enjoy their Vitality benefits the way I do and draw maximum value from all benefits. So as mentioned before, I have created a shortcut for you to move your status from the Blue entry level to Gold within a 2-4 month period. Click the image below.

Bond Cover: A min R100pm could buy you the life cover for bond assurance purposes.

Retirement savings with boosters? You can now get paid out much more than you have invested yourself. Will you benefit from this?

Pension, Provident and RA fund transfers made easier today: Unique funds offered now more than ever before. You are now allowed to transfer a "paid up" or active RA fund value, into a more flexible and unique RA fund with potential boosters as an extra.

Company Benefits: To you the employer or company owner... find out about the best offering to your staff when it comes to Company Group Benefits .and even have their children’s education paid from now right up to tertiary levels. Did you know that Discovery Group Risk recently launched a 100% upgrade on their Income Continuation Benefit ensuring that permanently disabled members do not experience a reduction in income? Want to know more? (download document here)

Fast facts:

• The likelihood of a recurring heart attack is 30%
• The likelihood of a recurring stroke is 25%
• The likelihood of paraplegia leading to kidney failure is 20%
• One in 4 South Africans will develop cancer in his or her lifetime
• Every 8 minutes a South African suffers a heart attack
• More than 60% of all Discovery’s death claims are paid to policyholders younger than 50 years of age

Have you upgraded your Risk Cover to the latest editions that Discovery life offers their members? (download document here)

If you would want to find out more about any of the above topics call:

Anton du Preez directly on 083 445 2066
Independent Registered Financial Planner
Director: The Meadow Group